General Liability
What is Covered
All costs (including defence costs) that the U of A is legally obligated or responsible to pay as damages/losses for bodily injury, personal injury or property damage to others (third parties) arising out of the ownership, use of all premises and/or operations, and activities of the U of A
Who is Covered
U of A directors, officers, employees, volunteers while acting on behalf of the U of A as well as U of A students while performing any duty or taking part in any activity which is considered as part of regular or supplemental studies connected with the U of A
What is not Covered
- Fines and/or penalties
- Employment practices
- Nuclear activities
- Intellectual Property
- Wilful, intentional or malicious acts
Deductible
An internal deductible may apply to a faculty, department or ancillary unit regardless of the amount of the claim. Whether or not a deductible amount applies will be determined based on the reason(s) for loss(es) and consideration of the loss(es) as preventable or non-preventable.